Perhaps the greatest discipline of the wealthy is the ability to save money.
My Dad said once, “Carol, every month, save something from your income.”
Even if it’s only $10/paycheck at first, do that.
If you spend everything you earn, you never can build savings and investments.
The easiest way to start saving is to make it automatic – a withdrawal from your paycheck, or from every check you collect as a business owner. Some amount of that income goes into an interest-bearing savings account.
When you accumulate, say, $200, that money goes into investments. If you can put the savings in your retirement plan at work, all the better because it will grow tax-deferred.
Habit #17 next, Savings and Interest