If you are planning to file for bankruptcy then you will
indeed be making a trip to court. The U.S. Bankruptcy court
is a federal court and deals with all aspects of bankruptcy
law. Each of the 94 judicial districts handles bankruptcy
Each bankruptcy court houses a bankruptcy judge who is
appointed to 14 years by the U.S. court of appeals. Though
rare on occasion, regular district courts can hear and try
bankruptcy cases on the courts discression.
Your first visit to court will most likely be brief. You
will not be seeing a judge on your first visit, but instead
a trustee of the court who will ask you questions regarding
you financial status and history.
Questions will fall along the lines of where you live, what
property you own, list of assets and liabilities and if you
have any pending lawsuits against another person.
You will also be asked if you expect to inherit cash from a
relative or other source. No creditors will be in
attendance during your chapter 7 hearing and your lawyer
will be with you the whole time.
For Chapter 13 hearings it will be the same basically. You
will endure the same questioning in addition to questions
regarding your repayment plans.
After sixty to ninety days you will be returning to court
to finish the discharge order. It is very important though
that you show up and are on time.
The court may see you in contempt and discharge your
bankruptcy case unless your attorney successfully files a
continuance. Then you will most likely have to pay your
attorney an extra filing fee on top of everything else.